{"id":816,"date":"2022-01-25T19:10:48","date_gmt":"2022-01-25T19:10:48","guid":{"rendered":"https:\/\/www.bafcorp.com\/blog\/?p=816"},"modified":"2022-01-25T19:10:48","modified_gmt":"2022-01-25T19:10:48","slug":"facts-about-commercial-contractor-accident-liability","status":"publish","type":"post","link":"https:\/\/www.bafcorp.com\/blog\/facts-about-commercial-contractor-accident-liability\/","title":{"rendered":"Facts About Commercial Contractor Accident Liability"},"content":{"rendered":"\n
Whether you are a landlord, building owner, or commercial real estate developer, it is important for you to understand commercial construction accident liability in the case that an unfortunate incident ever occurs during one of your appointed projects.<\/p>\n\n\n\n
Continue reading to learn some important facts about commercial contractor accident liability, plus who to trust in Central Indiana for safe and superior commercial general contracting and construction services.<\/p>\n\n\n\nConstruction Contractor Indianapolis Indiana 317-253-0531<\/figcaption><\/figure>\n\n\n\n
Construction Safety <\/strong>Standards<\/h1>\n\n\n\n
When you are searching for construction companies in Indianapolis, it is important to keep a priority list on hand to ensure you are choosing the right commercial contractor for your project. A well-established and skilled commercial construction company will have the best internal safety codes, workmanship standards, industry acumen, and most importantly, sufficient insurance coverage, all of which protects all contributing and involved parties from accident liability and potential lawsuits. Essentially, hiring a trusted and experienced commercial construction and general contracting company is the secret to protecting yourself from any sort of problems with your project.<\/p>\n\n\n\n
Contractor and Client Liability<\/strong><\/h2>\n\n\n\n
In the case of an accident on the job site, whether bodily injury or property damage, it can be unclear as to who the liable party is. Let\u2019s say a contractor falls off his ladder and breaks their legs. Is the contractor or client responsible for the subsequent hospital bills and related losses? Perhaps your builder accidentally drops a wrench and breaks your car windshield. Who is liable for the auto repairs? Maybe a subcontractor hired by the primary contractor is injured on the job. Who is liable then?<\/p>\n\n\n\n
Here is what you need to know:<\/strong><\/p>\n\n\n\n
No matter if it was your contractor who suffered losses or yourself as the client, it is best if both parties are insured for such occurrences. However, most insurance policies do not fully cover serious injuries or property damages. So, it may be worth your time to research gap insurance coverage options.<\/p>\n\n\n\n
Here is what you need to do:<\/strong><\/p>\n\n\n\n
Before moving forward with any type of construction work, check your insurance coverage. Identify details regarding injuries on your property. Be sure your commercial contractor is licensed and insured. You can request to see proof of their general contractor liability insurance, which they should have. <\/p>\n\n\n\n
Their insurance policy should cover property damage, bodily injury, workers\u2019 compensation, and any type of accident that involves the contractor\u2019s equipment, like ladders and machinery. All hired subcontractors should be held to this same standard.<\/p>\n\n\n\n
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